Bhairon Singh Shekhawat Antyodaya Swarozgar Yojana

The Bhairon Singh Shekhawat Antyodaya Swarozgar Yojana is a scheme of the Government of Rajasthan, launched in the 2018-19 budget. Its purpose is to promote self-employment among loyal beneficiaries belonging to Scheduled Castes, Scheduled Tribes, Other Backward Classes and Most Backward Classes and thereby uplift them economically. It offers concessional loans to the eligible households to establish self-employment ventures. The benefit to your business is that, if you are from the eligible community and wish to set up a small enterprise in Rajasthan, you may access this loan facility at a favourable interest rate, which can support your working capital or asset purchase.

Key Features
Financial Assistance
Eligibility Criteria
Documents Required
Application Process for the Scheme

Key Features

Concessional loan up to ₹50,000 at 4% interest rate: Under this scheme, eligible families can access a loan of up to ₹50,000 at an interest rate of 4%. The scheme envisions providing a modest amount of credit to enable self-employment, especially for people from disadvantaged communities. The low interest rate keeps the cost of borrowing manageable.
Target of about 50,000 families: The scheme targets about 50,000 families from SC/ST and other backward communities for this facility. This is a scale-up effort by the state to support many households. If you are eligible, you are one of the potential beneficiaries among these thousands.
For self-employment ventures within Rajasthan: The loan must be utilised for setting up new self-employment projects within the state boundaries. The idea is to promote enterprise activity in the state, rather than migrating out; so your business will be based in Rajasthan and will involve self-employment rather than wage-employment.
Focus on SC/ST and other backward classes: The scheme’s eligibility emphasises SC, ST, OBC, MBC categories. This means the scheme is targeted at disadvantaged communities to reduce economic disparities. Your community status matters for eligibility.

Financial Assistance

Component	Assistance Provided	Detailed Explanation & Example
Loan amount	Up to ₹50,000	You as an MSME or start-up from eligible category may get a loan up to ₹50,000. Example: If you wish to start a small tailoring unit, you can apply and secure a ₹50,000 loan to buy sewing machines and initial materials.
Interest rate	4% per annum	The borrower pays interest at 4% which is far lower than normal commercial rates. Example: On ₹50,000, annual interest would be ₹2,000 (i.e., 4%).
Target scale	About 50,000 families	The scheme aims to cover about 50,000 households in the eligible categories. Example: If you apply and are selected, you become one among the 50,000-beneficiary cluster in Rajasthan.

Eligibility Criteria

Who can apply:

Must be a permanent resident of Rajasthan.
Applicant must belong to one of the following categories: SC/ST/OBC/MBC/Minority or EWS .
Age limit: 18 to 55 years at time of application.
Annual family income should generally be below the prescribed poverty line or as notified by the government.
Applicant must have a viable self-employment project plan or business proposal.

Who cannot apply:

Government employees or pensioners.
Persons who are defaulters of any financial institution or cooperative bank.
Applicants who have already received similar assistance under other self-employment schemes in the same year.
Those not residing permanently in Rajasthan.

Documents Required

Duly filled application form.
Aadhaar card and Jan Aadhaar ID.
Caste certificate (SC/ST/OBC/MBC/Minority/EWS).
Income certificate.
Age proof.
Residence proof (ration card, electricity bill, domicile certificate).
Project report or business proposal.
Bank passbook copy.

Application Process for the Scheme

Option 1: Apply with Bullit

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Option 2: Apply Online via Official Portal

Visit the official website of the Social Justice and Empowerment Department, Rajasthan
Go to Schemes → Bhairon Singh Shekhawat Antyodaya Swarozgar Yojana.
Register your profile using Jan Aadhaar ID.
Fill in application details, upload caste/income certificates, project proposal, and required documents.
Submit for verification through District Welfare Officer.

Option 3: Offline via District Offices

Visit your District Social Welfare Office or respective Caste Development Corporation (SC/ST/OBC).
Collect and fill the form with assistance from officials.
Attach required documents and project report.
Once approved, the loan is disbursed through the concerned corporation/bank.

Power Combos with The Scheme