“Bullit” is a trademarked application owned and operated by Finzen Fintech Private Limited a parent company of Bullit Fintech Private Limited. Certain features or functionalities within the application may be governed by additional guidelines, terms, or specific conditions, which shall be made available on the application at the relevant locations. Bullit is not a bank or NBFC and does not carry out any lending activity. Bullit operates only as a digital facilitation platform and does not hold customer deposits in its own name. Users are expected to review and comply with such supplementary terms where applicable.
These Terms of Use set forth the legally binding terms and conditions governing your access to and use of this application.
By accessing or logging into the application, you acknowledge that you have read, understood, and agreed to be bound by these Terms, and you represent that you have the legal authority and capacity to enter into this agreement. You must be at least 18 years of age to use this application.
If you do not agree with any part of these Terms, you should not access, log into, or otherwise use the application.
Access to the application Subject to these Terms, the company grants you a non-transferable, non-exclusive, revocable, limited license to access the application solely for your own personal, noncommercial use.
Certain Restrictions The rights available to you under these Terms are subject to the following limitations and conditions: (a) you shall not sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the application; (b) you shall not change, make derivative works of, disassemble, reverse compile or reverse engineer any part of the application; (c) you shall not access the application in order to build a similar or competitive application; and (d) except as expressly stated herein, no part of the application may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means unless otherwise indicated, any future release, update, or other addition to functionality of the application shall be subject to these Terms. All copyright and other proprietary notices on the application must be retained on all copies thereof.
Company reserves the right to change, suspend, or cease the application with or without notice to you. You acknowledge and agree that the Company shall not be liable to you or any third party for any such modification, interruption, suspension, or discontinuation of the Application or any of its features.
No Support or Maintenance By using the Application, you understand that the Company is under no obligation to provide any support or assistance.
Role of Bullit Platform – Loan Facilitation and Advisory Services
The Bullit Application acts solely as a technology platform and facilitation service that connects users with third-party financial service providers, including but not limited to banks, non-banking financial companies (NBFCs), lending institutions, and other regulated entities, based on the requirements submitted by the user.
Bullit does not itself provide any loans, credit facilities, financial products, or lending services. Bullit only assists users by sharing their details with relevant financial service providers and by facilitating communication between the user and such providers.
All loan offers, sanction terms, interest rates, Annual Percentage Rate (APR), repayment schedule, processing fees, penalties, and other financial terms are determined solely by the respective financial service provider. Bullit has no control over, and does not influence, the approval, rejection, or modification of any loan application.
The user understands and agrees that any loan or financial product shall be governed exclusively by the terms and conditions of the respective bank, NBFC, or financial institution, and the user shall review and accept such terms directly with the concerned provider before proceeding.
Bullit shall not be responsible or liable for:
(a) rejection of any loan application;
(b) change in interest rate or loan terms;
(c) delay in processing by the financial institution;
(d) actions or omissions of any bank, NBFC, or third-party service provider;
(e) any dispute arising between the user and the financial service provider.
By using the Bullit Application, the user expressly authorizes Bullit to share the user’s information, documents, and application details with relevant financial institutions for the purpose of evaluating eligibility for financial products.
Third-Party Financial Services The Application may provide access to services offered by third-party financial institutions. Bullit does not control and is not responsible for the services, policies, or practices of such third parties.
Excluding any User Content that you may provide, you are aware that all the intellectual property rights, including copyrights, patents, trademarks, and trade secrets, in the application and its content are owned by Company or Company's associates. Note that these Terms and access to the application do not give you any rights, title or interest in or to any intellectual property rights, Company and its associates reserve all rights not granted in these Terms.
Other Users Each user is solely responsible for the content they upload or share through the application. As the Company does not moderate or control user-generated content, you acknowledge that we are not liable for any such content, whether posted by you or others. You further agree that the Company shall not be responsible for any loss or damage arising out of user interactions. In the event of any dispute between you and another user, the Company is not obligated to intervene.
You hereby release and forever discharge the Company and our officers, employees, agents, successors, and assigns from, and hereby waive and relinquish, each and every past, present and future dispute, claim, controversy, demand, right, obligation, liability, action and cause of action of every kind and nature, that has arisen or arises directly or indirectly out of, or that relates directly or indirectly to, the application.
Disclaimers The application is provided on an "as-is" and "as available" basis, and company and our suppliers expressly disclaim any and all warranties and conditions of any kind, whether express, implied, or statutory, including all warranties or conditions of merchantability, fitness for a particular purpose, title, quiet enjoyment, accuracy, or non-infringement. We and our suppliers make no guarantee that the application will meet your requirements, will be available on an uninterrupted, timely, secure, or error-free basis, or will be accurate, reliable, free of viruses or other harmful code, complete, legal, or safe. If applicable law requires any warranties with respect to the application, all such warranties are limited in duration to ninety (90) days from the date of first use.
No Guarantee of Loan Approval Bullit does not guarantee that any user will receive a loan, credit facility, or financial product. Approval of any application is subject to the independent assessment and discretion of the respective financial institution.
No Government Affiliation or Representation The Bullit Application is owned and operated by Bullit Fintech Private Limited, a private entity. The Application is not affiliated with, endorsed by, sponsored by, or representing any government authority or department.
Any reference to government schemes, registrations, compliance requirements, or regulatory information is provided solely for informational purposes and is sourced from publicly available official government websites. Use of such information through the Application does not constitute the provision of government services, nor does it imply any authorization to act on behalf of a government authority. Users acknowledge that Bullit acts only as an independent facilitation and information platform and that all official filings, approvals, and decisions rest solely with the respective government authorities.
Limitation on Liability To the maximum extent permitted by law, in no event shall company or our associates be liable to you or any third-party for any lost profits, lost data, costs of procurement of substitute products, or any indirect, consequential, exemplary, incidental, special or punitive damages arising from or relating to these terms or your use of, or incapability to use the application even if company has been advised of the possibility of such damages. Access to and use of the application is at your own discretion and risk, and you will be solely responsible for any damage to your device or computer system, or loss of data resulting therefrom. You agree that our associates will have no liability of any kind arising from or relating to this agreement.
Consent to Share Information The Client expressly consent to the collection, use, and sharing of your personal and financial information with partner banks, NBFCs, and service providers for the purpose of processing your request
Term and Termination Subject to this Section, these Terms will remain in full force and effect while you use the application. We may suspend or terminate your rights to use the application at any time for any reason at our sole discretion, including for any use of the application in violation of these Terms. Upon termination of your rights under these Terms, your Account and right to access and use the application will terminate immediately. You understand that any termination of your Account may involve deletion of your User Content associated with your Account from our live databases. Company will not have any liability whatsoever to you for any termination of your rights under these Terms.
Copyright Policy The Company respects the intellectual property rights of others and expects users of its application to do the same. In compliance with applicable Indian laws, including the Copyright Act, 1957, we have adopted a policy for the removal of infringing materials and for the termination of users who repeatedly infringe intellectual property rights. If you believe that content on our platform infringes your copyright, you may submit a written notification to our designated Copyright Agent. The notification must include specific details identifying the copyrighted work allegedly infringed, the material or link in question, your name and contact details, and a statement made in good faith affirming that the use is unauthorised. The notice must also include a declaration of accuracy and authorisation to act on behalf of the copyright owner, along with your physical or electronic signature.
Important Note - Please note that knowingly submitting false or misleading information in your notice may result in legal consequences, including liability for damages and costs under applicable laws.
Fees You are responsible for any fees that may be applicable to certain transactions or use of the Bullit Application; where you will be notified of such applicable fees, prior to the completion of any transaction. By clicking ‘Proceed’ / ‘Submit’ / ‘Continue’ or any other similar button on the Bullit Application, You shall be deemed to have consented to the fees displayed on the said page.
Tax Liability You hereby agree to comply with any and all applicable tax laws in connection with your use of the Bullit Application, including without limitation, the reporting and payment of any taxes arising in connection with payments made through the Bullit Application, or funds received through the Bullit Application. You hereby agree and acknowledge that if and when required by applicable law, Bullit, may deduct tax and/or may require You to submit PAN details.
General No joint venture, partnership, employment or agency relationship exists between you, Bullit, Bullit Group Entities or any Third Party as a result of the contract contained in these Terms of Use. If any provision of these Terms of Use is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms of Use but the legality, validity and enforceability of the other provisions in these Terms of Use shall not be affected. In that event, Bullit shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms of Use. These Terms of Use (together with any additional terms displayed in specific sections of the Bullit App or Bullit Website) constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter.
Dispute Resolution All claims and disputes arising from these Terms of Use of that cannot be resolved informally or through small claims court shall be settled by binding arbitration on an individual basis, in accordance with this Arbitration Clause. Unless otherwise agreed, proceedings shall be conducted in English. This Agreement applies to you and the Company, including its subsidiaries, affiliates, agents, employees, predecessors, successors, assigns, and any authorized or unauthorized users or beneficiaries of the services or goods provided.
Notice Requirement and Informal Dispute Resolution Before either party may seek arbitration, the party must first send to the other party a written Notice of Dispute describing the nature and basis of the claim or dispute, and the requested relief. A Notice to the Company should be sent to: C-1007, 10th floor, Damji Shamji Corporate Square, Sawali Society, Ghatkopar (E), Mumbai -- 400075 and on support@bullit.in
After the Notice is received, you and the Company may attempt to resolve the claim or dispute informally. If you and the Company do not resolve the claim or dispute within thirty (30) days after the Notice is received, either party may begin an arbitration proceeding. The amount of any settlement offer made by any party may not be disclosed to the arbitrator until after the arbitrator has determined the amount of the award to which either party is entitled.
Electronic Communications The communications between you and Company use electronic means, whether you use the application or send us emails, or whether Company posts notices on the application or communicates with you via email. For contractual purposes, you (a) consent to receive communications from Company in an electronic form; and (b) agree that all terms and conditions, agreements, notices, disclosures, and other communications that Company provides to you electronically satisfy any legal obligation that such communications would satisfy if it were be in a hard copy writing.
Entire Terms These Terms constitute the entire agreement between you and us regarding the use of the application. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. The section titles in these Terms are for convenience only and have no legal or contractual effect. The word "including" means "including without limitation". If any provision of these Terms is held to be invalid or unenforceable, the other provisions of these Terms will be unimpaired and the invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law. Your relationship to Company is that of an independent contractor, and neither party is an agent or partner of the other. These Terms, and your rights and obligations herein, may not be assigned, subcontracted, delegated, or otherwise transferred by you without Company's prior written consent, and any attempted assignment, subcontract, delegation, or transfer in violation of the foregoing will be null and void. Company may freely assign these Terms. The terms and conditions set forth in these Terms shall be binding upon assignees.
Your Privacy We collect, hold, use and transfer your personal data in accordance with our Privacy Policy. By agreeing to the Terms of Use, you also hereby agree to our Privacy Policy, which may be updated and/or modified by us from time to time. You understand and agree that, to the extent permitted by applicable law, any data provided by you in connection with the Bullit may be shared with our subsidiaries, affiliates or partners, and/ or used by us for enhancing Bullit, including but not limited to creating new products. Please refer to the Privacy Policy for further clarity on the subject.
Copyright/Trademark Information Trademarked ®. All rights reserved. All trademarks, logos and service marks displayed on the application are our property or the property of other third-parties. You are not permitted to use these Marks without our prior written consent or the consent of such third party which may own the Marks.
Amendments to this Terms of Use We may amend these Terms of Use at any time by posting an updated version on the Bullit Application. The updated version of these Terms of Use shall supersede the previous version of the Terms of Use and take effect immediately upon posting. You have the right to opt-out of agreeing to these Terms of Use or any future updated version of the Terms of Use, by ceasing to use the Bullit Application. However, please be aware that your continued use of the Application from the launch of any updated Terms of Use would mean deemed acceptance of such updated Terms of Use including any modification thereof. We recommend you to keep checking the Terms of Use often to be familiar with any updates and changes.
Contact Information
Address: C-1007, 10th floor, Damji Shamji Corporate Square, Sawali Society, Ghatkopar (E), Mumbai- 400075
Email: support@bullit.in