Dilli Swarojgar Yojna
Dilli Swarojgar Yojna is a self-employment loan scheme implemented by the Delhi Scheduled Castes, Scheduled Tribes, Other Backward Classes, Minorities & Safai Karamchari Finance & Development Corporation (DSFDC), Government of NCT of Delhi. As per the official scheme document , the Corporation provides need-based loans up to ₹5.00 lakh at an interest rate of 6% per annum to eligible applicants.
The scheme is designed to promote self-employment and small business activities among economically weaker sections belonging to Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (OBC), and Minority communities. Through concessional finance, the scheme enables you as an aspiring entrepreneur to start or expand small income-generating activities such as retail shops, service units, small manufacturing, and transport services. The objective is to improve livelihood opportunities and promote economic independence.
Key Features
- Loan up to ₹5.00 Lakh: You can avail financial assistance up to ₹5 lakh depending on your business requirement and project viability. The amount is sanctioned based on need and feasibility.
- Low Interest Rate: The loan is provided at 6% per annum, which is lower than most commercial lending rates, making repayment manageable for small entrepreneurs.
- Wide Business Coverage: The scheme supports various activities such as kirana stores, dairy shops, tailoring units, beauty parlours, repair shops, chemist shops, cable TV operations, and non-polluting manufacturing activities permitted under Delhi Master Plan.
- Commercial Vehicle Purchase: Loan can also be taken for purchase of three-wheelers or taxis for income generation purposes.
- Targeted Beneficiaries: Only applicants from SC, ST, OBC and Minority communities are eligible under the scheme.
Financial Assistance
Eligibility Criteria
You are eligible if:
- You are a resident of Delhi for at least 5 years.
- Your age is between 18 to 50 years.
- Your annual family income from all sources does not exceed ₹2.00 lakh.
- You have a proper work place (owned, rented, or relative’s premises).
- You have not been declared a defaulter under any DSFDC scheme.
- You have passed at least Class VIII.
- You possess technical qualification for the proposed activity (not mandatory for traditional artisans with minimum 3 years’ experience).
- You belong to SC, ST, OBC or Minority category.
Documents Required
Pre-Sanction:
- Duly filled application form
- Aadhaar Card
- Caste Certificate
- Income Certificate
- Age proof
- Educational qualification proof
- Technical qualification (if applicable)
- Five passport size photographs
- Ownership/rent proof of work place
- Project report (5-year profitability details)
- Guarantor documents
- Demand draft of ₹500 processing fee
- Insurance copies (PM Suraksha Bima Yojna & PM Jeevan Jyoti Bima Yojna)
Post-Sanction:
- ECS mandate form
- Post-dated cheques
- Guarantor affidavit and ID proofs
- Collateral documents (if required)
- Loan agreement acceptance
Application Process for the Scheme
Option 1: Apply with Bullit, Recommended
Start instantly with our guided application support, where our team verifies eligibility, prepares documentation, and coordinates with the Industries Department on your behalf. Using our business loans and compliance calendar, you can track progress while focusing on project execution, we manage the application end-to-end.
Option 2: Apply Directly Through DSFDC
Pre-Sanction Stage:
- Obtain application form from DSFDC Branch Offices (Rajpur Road, Mangolpuri, Nand Nagri, or HQ Rohini) or download from official website.
- Fill the form and attach required documents.
- Submit with application fee of ₹100.
- Project report and guarantor documents must be enclosed.
Post-Sanction Stage:
- Submit ECS mandate form and post-dated cheques.
- Provide guarantor documents and collateral (if applicable).
- Sign loan agreement.
- Loan amount is disbursed after documentation completion.