Indira Mahila Shakti Udyam Protsahan Yojana

The Indira Mahila Shakti Udyam Protsahan Yojana is a scheme of the Government of Rajasthan through the Department of Women & Child Development. The purpose of the scheme is to empower women entrepreneurs in the state by providing credit assistance and subsidy support so that they can start or expand enterprises in manufacturing, services, trade, agribusiness, etc. The benefit to your business is that, if you are a woman residing in Rajasthan and want to start a business or expand one, you may access loans up to large amounts plus a subsidy component which reduces your cost of credit.

Key Features
Financial Assistance
Eligibility Criteria
Documents Required
Application Process for the Scheme

Key Features

The scheme being described as the largest loan-grant for women & SHGs in Rajasthan emphasises its broad scale and ambition to benefit from a major state-level push.
Loan up to ₹50 lakh for individual women or SHGs: This provides a high ceiling of credit for serious business ventures by women (rather than very small micro-loans).
Loan up to ₹1 crore for clusters/federations of SHGs: This invites collective/group entrepreneurial ventures and federated business models by women.
Subsidy of 25% (or 30% for special categories) reduces the effective cost of credit for you. For example, if a loan of ₹40 lakh is sanctioned, you get 25% of it (₹10 lakh) as subsidy, reducing your burden.
Sectoral coverage across manufacturing, service, trade, dairy, agro-business means your enterprise type likely qualifies, whether you are manufacturing goods, offering services, doing agro-processing or trading.
Entire process online with support: Makes it accessible and transparent — you can apply from your district via SSO portal, upload documents, track status digitally.
Negative list/exclusions ensure clarity on what is not eligible — e.g., land purchase excluded means you cannot use the loan to buy land. Workshop/building allowed up to 20% means you have to keep infrastructure cost within controls.
Collateral exemption up to ₹10 lakh: For smaller enterprises this reduces upfront security burden; for larger loans, usual banking norms apply.

Financial Assistance

Component	Assistance Provided	Detailed Explanation
Loan amount for individual women/SHGs	Up to ₹50 lakh for a woman entrepreneur or SHG cluster	Example: If you as a woman plan to set up a manufacturing unit costing ₹40 lakh, you may apply for a loan up to that amount under this scheme.
Loan amount for cluster/federation of SHGs	Up to ₹1 crore	Example: If a federation of SHGs plans a joint venture costing ₹90 lakh, you may seek a loan of that size under the scheme.
Subsidy on loan amount	25% of the sanctioned loan amount ; 30% for SC/ST, widows, violence victims, differently-abled	Example: If your loan sanctioned is ₹40 lakh, standard subsidy = 25% = ₹10 lakh. If you belong to SC/ST or widowed, subsidy may be 30% = ₹12 lakh.
Own contribution / project cost share	As per guideline (e.g., for projects up to ₹10 lakh, minimum 5%; for above, 10%)	Example: For a project costing ₹15 lakh you may need to invest 10% = ₹1.5 lakh from your own funds before seeking loan.

Eligibility Criteria

Who can apply:

A female resident of Rajasthan or a women’s self-help group / cluster / federation of SHGs.
The business may be new or an existing enterprise seeking expansion/diversification, in sectors allowed under the scheme (manufacturing, services, trade).
The proposed loan/sanction must meet the scheme’s loan/subsidy rules.

Who cannot apply:

Applicants who are defaulters of loans or bank/financial institution.
Applicants whose family members have already benefited from a similar subsidy scheme in recent years.
Enterprises which are outside the approved activity list (such as restricted/negative list) under scheme guidelines.

Documents Required

Aadhaar or Jan Aadhaar / residence proof in Rajasthan.
Caste/income certificate if applicable .
Business proposal / project report.
Bank account details in the name of applicant or SHG.
SHG/cluster registration documents .
No bank default certificate or solvency certificate.
Additional documents as per portal instructions (such as photo, mobile number, KYC).

Application Process for the Scheme

Option 1: Apply with Bullit

Click here to start with guided support. Our team verifies eligibility, compiles documents, and handles application & follow-ups on your behalf. You can monitor progress while focusing on operations.
Recommended for: Female entrepreneurs who prefer guided assistance rather than navigating the full process alone.

Option 2: Direct online application via SSO Portal Rajasthan

Visit the official SSO portal of Rajasthan and login or register.
Fill the online application form (select, e.g., “Individual female entrepreneur”, “SHG”, or “Cluster/Federation”).
Upload required documents (ID, address, business proposal, etc).
After verification by district/nodal authority, the loan sanction and subsidy component are processed.
Once loan is disbursed and enterprise begins operations , the subsidy is credited as per scheme rules.

Option 3: Offline at District Women & Child Development / Social Welfare Office

Visit the district office and enquire about the scheme, get help to fill the application if you prefer offline.
Submit form with documents at district office, then proceed with bank loan sanction and verification similarly.

Power Combos with The Scheme