Laghu Vyavassay Scheme
The Laghu Vyavassay Scheme is implemented by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC) in collaboration with the National Scheduled Castes Finance and Development Corporation (NSFDC). The scheme is designed to support self-employment and income-generating activities among individuals belonging to the Scheduled Castes community in Haryana.
The main objective of the scheme is to provide financial assistance in the form of loans, margin money support, and subsidy to eligible beneficiaries so they can start small businesses or livelihood activities. Through this initiative, the government aims to promote entrepreneurship among economically weaker sections and improve their financial independence. For you as a potential entrepreneur from the Scheduled Castes community in Haryana, this scheme can help you start a small business by reducing the financial burden associated with starting a new enterprise.
Key Features
- Loan Assistance for Small Business - The scheme provides loans for eligible small business projects with a maximum unit cost of ₹2 lakh. This financial support helps beneficiaries start micro-enterprises and self-employment ventures.
- Margin Money Support - HSFDC provides margin money assistance equivalent to 10% of the project cost. This helps reduce the upfront financial requirement from the beneficiary.
- Subsidy for Eligible Beneficiaries - The scheme also offers subsidy support up to 50% of the project cost, subject to a maximum limit of ₹10,000, making it easier for individuals to initiate their business activities.
- Focus on Self-Employment - The scheme is specifically designed to encourage individuals from Scheduled Castes communities to undertake self-employment activities and improve their livelihood.
- Income-Based Beneficiary Selection - Beneficiaries are selected based on family income thresholds to ensure that support reaches economically weaker sections.
Financial Assistance
Eligibility Criteria
To qualify for benefits under the Laghu Vyavassay Scheme, the applicant must meet the following conditions:
- The applicant must belong to the Scheduled Castes community.
- The applicant must be a permanent resident of Haryana.
- The age of the applicant must be between 18 and 45 years.
- Beneficiary selection is based on family income criteria, where:
- At least 50% of beneficiaries must have annual family income up to ₹1.5 lakh, and
- The remaining 50% may have annual family income up to ₹3 lakh.
Documents Required
- Aadhaar Card (identity proof)
- Parivar Pehchaan Patra
- Address proof such as ration card
- Scheduled Caste certificate
Application Process
Option 1: Apply with Bullit, Recommended
Start instantly with our guided application support, where our team verifies eligibility, prepares documentation, and coordinates with the Industries Department on your behalf. Using our business loans and compliance calendar, you can track progress while focusing on project execution, we manage the application end-to-end.
Option 2: Apply Online / Offline (Government Process)
Applications are generally submitted through the Antyodaya-SARAL portal or through service centres in Haryana.
Online Process
- Visit the Antyodaya-SARAL portal.
- Register with your credentials.
- Search for the Laghu Vyavassay Scheme.
- Fill in the online application form.
- Upload required documents.
- Submit the application online.
- Track the status through the portal.
Offline Process
- Visit the nearest Atal Seva Kendra or Common Service Centre (CSC).
- Request the application form for the Laghu Vyavassay Scheme.
- Fill in the application form and attach required documents.
- Submit the form to the centre.
- Receive acknowledgement of submission.
The service delivery timeline under the Right to Service (RTS) framework is up to 180 days.
Frequently asked questions
What is the objective of the Laghu Vyavassay Scheme?
The scheme aims to promote self-employment among Scheduled Caste individuals in Haryana by providing financial support for small business and income-generating activities.
Who implements the Laghu Vyavassay Scheme?
The scheme is implemented by the Haryana Scheduled Castes Finance and Development Corporation in collaboration with the National Scheduled Castes Finance and Development Corporation.
What is the maximum project cost allowed under the scheme?
The scheme supports business projects with a maximum unit cost of ₹2 lakh.
What subsidy is available under the scheme?
Beneficiaries may receive subsidy equal to 50% of the project cost, subject to a maximum limit of ₹10,000.
What margin money assistance is provided?
The corporation provides margin money assistance equal to 10% of the project cost.
Who can apply for this scheme?
Individuals belonging to the Scheduled Castes community who are permanent residents of Haryana and meet the age and income criteria can apply.