Saksham Scheme for Backward Classes
Saksham Scheme for Backward Classes is a Haryana State Government initiative implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam (HBC & EWS Kalyan Nigam) through the Antyodaya-SARAL platform. The scheme is designed to support young professionals belonging to Backward Classes by providing financial assistance for establishing professional and service-based enterprises. It focuses on enabling self-employment in fields such as healthcare, legal services, engineering, and retail. As an MSME or aspiring entrepreneur, your business can benefit through access to loan assistance of up to ₹10 lakh, helping you set up or expand professional ventures with ease.
Key Features
- Loan assistance for professional setup: The scheme provides financial support to help you establish professional units such as clinics, laboratories, or offices. This encourages skilled individuals to become entrepreneurs.
- Targeted beneficiary group: The scheme is specifically designed for Backward Classes, ensuring focused financial inclusion and support for economically weaker sections.
- Wide range of professional activities: You can utilize the loan for activities such as doctor clinics, nursing homes, physiotherapy centres, bio-medical labs, law offices, engineering units, chemist shops, and architect offices.
- Affordable access to finance: With no government application fee and nominal service charges, the scheme ensures accessibility and ease of application.
Financial Assistance
Eligibility Criteria
- Must belong to Backward Classes
- Age between 18 to 35 years
- Must be a permanent resident of Haryana
- Annual family income should not exceed ₹3 lakh (both rural and urban)
- Must be willing to start a professional or service-based activity
Non-Eligibility Conditions:
- Applicants outside Backward Classes category
- Individuals above income limit
- Non-residents of Haryana
Documents Required
- Aadhaar Card (Identity & Age Proof)
- Haryana Domicile Certificate / Ration Card
- Caste Certificate (Backward Class)
- Passport size photograph
Application Process
Option 1: Apply with Bullit, Recommended
Start instantly with our guided application support, where our team verifies eligibility, prepares documentation, and coordinates with the Industries Department on your behalf. Using our business loans and compliance calendar, you can track progress while focusing on project execution, we manage the application end-to-end.
Option 2: Apply Online / Offline (Government Process)
Online (SARAL Portal):
- Register on Antyodaya-SARAL portal
- Login and search for Saksham Scheme
- Fill application form
- Upload required documents
- Submit application
- Receive acknowledgement number
- Track status online
- Escalate through grievance system if needed
Offline:
- Visit CSC / Atal Seva Kendra
- Fill application form
- Submit documents
- Pay nominal service charge
- Receive acknowledgement
- Track status through centre or helpline
Frequently asked questions
What is the objective of the Saksham Scheme?
The scheme aims to promote self-employment among Backward Classes youth by providing financial assistance for establishing professional and service-based enterprises.
Who is eligible under this scheme?
Individuals belonging to Backward Classes, aged between 18 and 35 years, with an annual family income not exceeding ₹3 lakh, and residing in Haryana are eligible.
What is the maximum loan amount available?
The scheme provides loan assistance of up to ₹10 lakh depending on the nature and requirement of the professional activity.
What types of businesses are supported?
The scheme supports professional activities such as clinics, laboratories, law offices, engineering units, chemist shops, and similar service-based enterprises.
Is there any application fee?
There is no government application fee; however, a nominal service charge of ₹10 may be applicable at service centres.
Can I apply online for this scheme?
Yes, applications can be submitted through the Antyodaya-SARAL portal or via Common Service Centres.