Scheme Of Assistance To Women Entrepreneurs (Mahalir Udavi)

Scheme of Assistance to Women Entrepreneurs (Mahalir Udavi) is a Government of Puducherry scheme implemented through the Puducherry Industrial Promotion and Development Corporation (PIPDIC). The scheme is specifically designed to support women entrepreneurs by providing financial assistance for starting new enterprises or expanding existing MSMEs.

The primary objective is to promote women-led entrepreneurship, economic empowerment, and self-employment in the Union Territory. For you as a woman MSME entrepreneur, this scheme helps reduce financial barriers and enables you to establish or scale your business with institutional support.

Key Features
Financial Assistance
Eligibility Criteria
Documents Required
Application Process

Key Features

Women-focused support: The scheme is designed to empower women by improving their access to formal finance for business activities.
Comprehensive financial assistance: It includes both term loans (for assets like machinery) and working capital (for daily operations).
Support for new and existing enterprises: You can use the scheme to start a new MSME or expand an existing one.
Promotion of inclusive growth: The scheme encourages participation of women in industrial and service sectors.
Viability-based funding: Loan approval is based on the feasibility and sustainability of your business plan.

Financial Assistance

Component	Assistance Provided	Detailed Explanation
Term Loan	For fixed assets (machinery, equipment, etc.)	Helps you establish or expand your enterprise. Example: Purchase of machinery for a small manufacturing unit.
Working Capital	For operational expenses	Covers day-to-day business needs such as raw materials and wages.
Loan Amount	Need-based	Determined based on project cost and viability.
Promoter Contribution	Required as per norms	You need to contribute a portion of the project cost.
Repayment Period	As per sanction terms	Structured repayment based on business cash flow.
Security	As per PIPDIC norms	May include asset hypothecation or collateral.

Eligibility Criteria

Applicant must be a woman entrepreneur
Must be a resident of Puducherry
Must be starting or operating an MSME/industrial/service unit
Project must be viable and approved
Must comply with PIPDIC financial and credit norms

Non-eligibility conditions:

Male applicants are not eligible
Non-viable or speculative projects
Applicants with poor credit history

Documents Required

Aadhaar Card
Address Proof (Puducherry)
PAN Card
Business Registration (Udyam/GST)
Project Report
Financial Statements (if existing business)
Bank Account Details
Asset/collateral documents (if required)

Application Process

Option 1: Apply with Bullit, Recommended

Start instantly with our guided application support, where our team verifies eligibility, prepares documentation, and coordinates with the Industries Department on your behalf. Using our business loans and compliance calendar, you can track progress while focusing on project execution, we manage the application end-to-end.

Option 2: Apply Online / Offline (Government Process)

Visit PIPDIC office or official portal
Obtain application form
Fill in personal and business details
Attach required documents
Submit application
Undergo appraisal process
Loan is sanctioned
Funds are disbursed
Repayment as per schedule