Subsidized Scheme for Widows: Haryana Women Development Corporation
Subsidized Scheme for Widows is implemented by the Haryana Women Development Corporation (HWDC) under the Government of Haryana. The scheme is designed to support widowed women from economically weaker sections by providing financial assistance to start or expand income-generating activities. It focuses on promoting self-employment and financial independence among widows by offering loans at subsidised interest rates. As an MSME or aspiring woman entrepreneur, your business can benefit through accessible credit support, enabling you to establish sustainable livelihood opportunities.
Key Features
- Exclusive support for widows: The scheme is specifically designed to support widowed women, ensuring targeted financial inclusion and economic empowerment.
- Subsidised loan facility: Loans are provided at reduced interest rates, making it easier for you to manage repayments and sustain your business.
- Support for micro-enterprises: The scheme encourages small-scale income-generating activities such as tailoring, handicrafts, retail shops, and service-based work.
- Ease of access: The application process is simple and accessible through both online and offline channels, ensuring wider reach.
Financial Assistance
Eligibility Criteria
- Applicant must be a widow
- Must be a resident of Haryana
- Should belong to economically weaker section
- Must be willing to start or expand an income-generating activity
- Should not be a defaulter of any financial institution
Non-Eligibility Conditions:
- Non-widowed applicants
- Non-residents of Haryana
- Applicants not engaged in income-generating activities
- Defaulters of previous loans
Documents Required
- Aadhaar Card
- Haryana Domicile Certificate
- Widow Certificate / Death Certificate of spouse
- Income Certificate
- Bank account details
- Passport size photograph
- Business activity details
Application Process
Option 1: Apply with Bullit, Recommended
Start instantly with our guided application support, where our team verifies eligibility, prepares documentation, and coordinates with the Industries Department on your behalf. Using our business loans and compliance calendar, you can track progress while focusing on project execution, we manage the application end-to-end.
Option 2: Apply Online / Offline (Government Process)
Online Process:
- Visit Haryana Women Development Corporation portal
- Register and login
- Fill application form
- Upload required documents
- Submit application
- Receive acknowledgement number
- Track application status
- Escalate through grievance system if needed
Offline Process:
- Visit HWDC office or authorised centre
- Fill application form
- Attach required documents
- Submit to concerned authority
- Receive acknowledgement receipt
- Follow up for status
Frequently asked questions
What is the objective of the Subsidized Scheme for Widows?
The scheme aims to provide financial assistance to widowed women for starting or expanding income-generating activities, promoting self-employment and financial independence.
Who is eligible for this scheme?
Widowed women who are residents of Haryana and belong to economically weaker sections are eligible to apply.
What is the maximum loan amount available?
The scheme generally provides loan assistance up to ₹1 lakh, depending on the applicant’s business requirements.
What types of activities are supported?
The scheme supports small-scale businesses such as tailoring, handicrafts, retail shops, beauty services, and other income-generating activities.
What is the interest rate under the scheme?
The interest rate is subsidised and lower than standard lending rates as per Haryana Women Development Corporation guidelines.
Is collateral required for the loan?
Typically, small loans under this scheme do not require collateral, but conditions may vary based on loan size and guidelines.